Dashboard
Your whole financial picture on the calculator's settings — FY2026-27, new regime. Every figure comes from the same audited engines.
Monthly take-home
₹1,22,045
on ₹18,00,000 CTC
Annual income tax
₹1,25,625
7.5% effective
Better regime: new
+₹1,59,907
net advantage per year
Tax headroom unused
₹2,06,686
6 lever(s) open
Old vs new regime (annual ₹)
Monthly cash flow (₹)
Where the CTC goes
Basic Salary 40.0%House Rent Allowance 20.0%Special Allowance 25.3%Bonus 8.0%Employer Provident Fund 4.8%Gratuity 1.9%
Optimization
Old-regime levers still open.
Retirement
Illustrative: age 30→60, ₹80,000/mo expenses.
Career
Typical outlook, 10-year median.
Retirement and career tiles use stated illustrative defaults until you refine them on their pages. Calculations are based on official government provisions and should be verified against the latest publications (incometax.gov.in).