Skip to main content
CTCPlanner

Housing · perquisite

Concessional accommodation

Where the employee pays some rent, the perquisite is the prescribed value reduced by the rent recovered.

How the taxable value is determined

Compute the rent-free value first, then subtract rent actually recovered from the employee; the balance is taxable.

Regime availability

Old regime
Prescribed value applies
New regime
Prescribed value applies

Documentation to keep

Rent recovery entries on payslips or a licence agreement.

Legal basis: Rule 3(1), Income-tax Rules

Value this benefit at my tax rate

Frequently asked questions

Is concessional accommodation taxable in India?

Where the employee pays some rent, the perquisite is the prescribed value reduced by the rent recovered. Compute the rent-free value first, then subtract rent actually recovered from the employee; the balance is taxable.

Does the exemption apply under the new tax regime?

Under the old regime this treatment is not applicable — the value is prescribed, not exempted; under the new regime it is not applicable — the value is prescribed, not exempted. Legal basis: Rule 3(1), Income-tax Rules.

What records should I keep for concessional accommodation?

Rent recovery entries on payslips or a licence agreement.

Reflects provisions in force for FY 2026-27; verify against the latest government publications (incometax.gov.in). Information, not tax advice.