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Housing · perquisite

Rent-free accommodation

Unfurnished accommodation provided free is valued as a percentage of salary that varies with city population.

How the taxable value is determined

10% of salary where city population exceeds 40 lakh, 7.5% between 15 and 40 lakh, and 5% elsewhere; hotel accommodation is valued at 24%. Salary here excludes perquisites.

Regime availability

Old regime
Prescribed value applies
New regime
Prescribed value applies

Documentation to keep

Employer's accommodation records and population basis applied.

Legal basis: Rule 3(1), Income-tax Rules

Value this benefit at my tax rate

Frequently asked questions

Is rent-free accommodation taxable in India?

Unfurnished accommodation provided free is valued as a percentage of salary that varies with city population. 10% of salary where city population exceeds 40 lakh, 7.5% between 15 and 40 lakh, and 5% elsewhere; hotel accommodation is valued at 24%. Salary here excludes perquisites.

Does the exemption apply under the new tax regime?

Under the old regime this treatment is not applicable — the value is prescribed, not exempted; under the new regime it is not applicable — the value is prescribed, not exempted. Legal basis: Rule 3(1), Income-tax Rules.

What records should I keep for rent-free accommodation?

Employer's accommodation records and population basis applied.

Reflects provisions in force for FY 2026-27; verify against the latest government publications (incometax.gov.in). Information, not tax advice.