Salary calculator for Delhi
Delhi levies no professional tax at all, and counts as a metro for HRA — the most favourable combination of the two city-level variables.
Two things about your salary depend on where you work: the professional tax your state levies, and whether your city counts as a metro for the HRA exemption. Everything below is computed with Delhi's rate and Delhi's metro status for FY 2026-27.
In-hand salary in Delhi by CTC
| CTC | Monthly in-hand | Annual tax | Professional tax |
|---|---|---|---|
| 6 LPA | ₹44,238 | ₹0 | None |
| 10 LPA | ₹73,730 | ₹0 | None |
| 15 LPA | ₹1,03,781 | ₹81,766 | None |
| 20 LPA | ₹1,33,758 | ₹1,64,428 | None |
| 30 LPA | ₹1,86,785 | ₹4,12,863 | None |
| 50 LPA | ₹2,93,241 | ₹9,94,906 | None |
New regime, standard structure, no deductions claimed. Your own structure and claims will change these figures.
HRA in Delhi: the 50% ceiling
Delhi is a metro for Section 10(13A), so your exemption is capped at 50% of basic salary. On a 20 LPA CTC paying ₹3,00,000 annual rent, the exempt HRA computes to ₹2,20,000 under the old regime. The new regime does not allow this exemption at all — compare both regimes before deciding.
Frequently asked questions
What is the in-hand salary for 20 LPA in Delhi?
About ₹1,33,758 per month under the new regime for FY 2026-27 on a standard structure, after provident fund, no professional tax (none is levied here), and income tax.
How much professional tax is deducted in Delhi?
Delhi does not levy professional tax, so nothing is deducted on this account — unlike Karnataka, Maharashtra or Telangana.
Is Delhi a metro for HRA exemption?
Yes. Delhi is one of the four cities treated as metros under Section 10(13A), so your HRA exemption ceiling is 50% of basic salary instead of 40%.
How much HRA is exempt in Delhi on a 20 LPA salary?
Paying ₹3,00,000 a year in rent on a ₹20,00,000 CTC standard structure, the exempt HRA works out to ₹2,20,000 under the old regime — the least of actual HRA, rent minus 10% of basic, and 50% of basic.
Related tools & guides
Computed for FY 2026-27 from official government provisions; verify against the latest publications (incometax.gov.in).