Salary calculator for India (FY 2026-27)
Every calculator on CTCPlanner runs on the same audited engines: enter a salary once and it flows through tax, provident fund, professional tax, HRA and every other statutory step, with the full working shown. Pick the tool you need, or start with the main calculator and explore from there.
Start calculatingCalculators
Convert cost-to-company into monthly take-home.
What actually lands in your bank each month.
Slabs, rebate, surcharge and cess, step by step.
Section 115BAC rates and the ₹12 lakh rebate.
Both regimes computed on identical inputs.
How a CTC splits across components.
Employee and employer provident fund, and the corpus.
The least-of-three rule, applied to your rent.
80CCD(1B) and employer NPS in both regimes.
The 15/26 formula and the 4.81% accrual.
State rates under the Article 276 cap.
Increments, promotions and switch premiums.
Salary by city
Two parts of your salary depend on geography: the professional tax your state levies, and whether your city is a metro for the HRA exemption. Each page below is computed with that city's own rules.
Frequently asked questions
Which salary calculator should I use?
Start with the CTC to in-hand calculator — it computes gross, tax and net from a single CTC figure. The specialised calculators exist for individual components: PF, HRA, gratuity, professional tax and NPS each have their own statutory rule, and each page explains that rule alongside the numbers.
Does salary in-hand differ between cities in India?
Yes, for two reasons. Professional tax is a state levy — Karnataka charges ₹2,400 a year, Maharashtra ₹2,500, while Delhi, Haryana and Uttar Pradesh charge nothing. And the HRA exemption ceiling is 50% of basic in Delhi, Mumbai, Kolkata and Chennai against 40% everywhere else.
Are these calculators free?
Yes. Every calculator is free, requires no sign-up, and runs entirely in your browser — nothing you enter is transmitted or stored.